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Integrations Overview

This section explains how Fiskl integrates with banks and payment providers to automate your financial workflows and eliminate manual data entry.

Why Use Integrations?​

Integrations connect Fiskl to your real-world financial accounts and payment systems. By automating data flow, you eliminate manual entry, reduce errors, and keep your financial records current without extra work.

Key benefits:

  • Automate transaction imports from bank accounts
  • Accept online payments directly on invoices
  • Sync payment data automatically
  • Multi-currency support across all integrations
  • Real-time financial visibility
  • Secure connections using industry standards

Two Types of Integrations​

Fiskl offers two categories of integrations that work together to create a complete financial management system.

Banking Connections​

Banking connections link your bank accounts, credit cards, and business accounts to Fiskl for automated transaction imports.

What banking connections do:

  • Import transactions automatically from your accounts
  • Sync daily for up-to-date financial data
  • Support multiple accounts from different banks
  • Handle multi-currency transactions automatically
  • Enable zero-touch reconciliation

Available banking providers:

  • Salt Edge - Europe, Asia, Middle East banks
  • Yodlee - USA, Canada, South Africa banks
  • Wio Bank - Direct UAE digital banking
  • Stripe - Payment processor transactions

Best for:

  • Automating bookkeeping workflows
  • Eliminating manual transaction entry
  • Real-time cash flow visibility
  • Multi-account management
  • International businesses with multiple currencies

Learn more: Banking Connections

Payment Gateways​

Payment gateways let you accept online payments directly on your Fiskl invoices from clients worldwide.

What payment gateways do:

  • Add payment buttons to invoices automatically
  • Accept credit cards, debit cards, and digital wallets
  • Process payments securely
  • Sync payment data to Fiskl automatically
  • Support recurring payments and direct debits

Available payment providers:

  • Stripe - Credit cards, digital wallets (Apple Pay, Google Pay), global coverage
  • PayPal - Popular online payment system, international transactions
  • GoCardless - Direct debit and recurring payments, 30+ countries

Best for:

  • Getting paid faster on invoices
  • Offering clients convenient payment options
  • Automating recurring billing
  • International client payments
  • Improving cash flow with automated collection

Learn more: Payment Gateways

How Integrations Work​

All Fiskl integrations follow a similar workflow for secure, automated data exchange.

Banking Connection Workflow​

  1. Connect - Authorize secure connection between your bank and Fiskl via provider
  2. Authenticate - Complete your bank's security verification
  3. Sync - Fiskl imports transaction history from date you select
  4. Categorize - Transactions appear in Banking tab with suggested categories
  5. Reconcile - Confirm matches to update Chart of Accounts and reports

Payment Gateway Workflow​

  1. Connect - Link your payment gateway account to Fiskl
  2. Configure - Set default payment methods and options
  3. Invoice - Payment buttons appear automatically on invoices
  4. Collect - Client pays using their preferred method
  5. Sync - Payment data imports to Fiskl automatically
  6. Reconcile - Match payment to invoice and bank transaction

Security and Data Protection​

All integrations use industry-standard security protocols to protect your financial data.

Banking connection security:

  • Open Banking standards where available
  • OAuth authentication (no password storage)
  • Bank-grade encryption for data transmission
  • Read-only access (cannot initiate transfers)
  • Revocable access tokens

Payment gateway security:

  • PCI-DSS compliant processing
  • Encrypted payment data
  • Secure redirect to payment processor
  • No storage of card details in Fiskl
  • Fraud protection tools included

Your credentials:

  • Fiskl never stores your bank login credentials
  • Payment gateway passwords remain with the provider
  • You can revoke access anytime
  • All connections are encrypted end-to-end

Regional Coverage​

Fiskl's integrations provide global coverage through strategic partnerships.

Banking Coverage by Region​

Europe:

  • Salt Edge - Comprehensive Open Banking coverage
  • Supports most European banks and fintech providers

North America:

  • Yodlee - Major US and Canadian banks
  • Stripe - US-based businesses using Stripe

Middle East:

  • Salt Edge - Traditional banks across region
  • Wio Bank - Direct UAE digital banking integration

Asia:

  • Salt Edge - Growing coverage across major Asian markets
  • Support for international banks with Asian branches

Global:

  • Stripe - Works worldwide for payment processing data

Payment Gateway Coverage​

All payment gateways support international transactions:

  • Stripe - Available in 45+ countries
  • PayPal - Over 200 countries and regions
  • GoCardless - 30+ countries with local payment schemes

Selecting the Right Integrations​

Select integrations based on your business location, client base, and payment needs.

For Banking Connections​

Select Salt Edge when:

  • Your bank is in Europe, Asia, or Middle East
  • You need Open Banking compliance
  • You want broad international coverage
  • Your bank supports PSD2 standards

Select Yodlee when:

  • Your bank is in USA, Canada, or South Africa
  • You need North American coverage
  • You want comprehensive US bank support
  • Your bank works with Yodlee

Select Wio Bank when:

  • You bank with Wio in the UAE
  • You want direct integration
  • You need real-time UAE banking
  • You prefer native Middle East solution

Select Stripe when:

  • You process payments through Stripe
  • You want payment and payout data
  • You need transaction details for reconciliation
  • You use Stripe for invoice payments

For Payment Gateways​

Select Stripe when:

  • You want comprehensive payment options
  • You need global coverage
  • You want Apple Pay, Google Pay support
  • You serve international clients
  • You need flexible payment methods

Select PayPal when:

  • Your clients prefer PayPal
  • You want instant recognition and trust
  • You serve global customers
  • You need quick setup

Select GoCardless when:

  • You have recurring billing
  • You want automated direct debits
  • You serve UK, EU, or international clients
  • You want to improve cash flow automation
  • You need reliable payment schedules

Multiple Integration Support​

Connect multiple integrations simultaneously for comprehensive financial automation.

Common combinations:

Full Automation Setup:

  • Salt Edge or Yodlee for banking
  • Stripe for online payments
  • PayPal for client preference
  • GoCardless for recurring billing

Regional Setup (UAE):

  • Wio Bank for business banking
  • Stripe for international clients
  • Salt Edge for other bank accounts

North American Setup:

  • Yodlee for bank connections
  • Stripe for credit card payments
  • GoCardless for recurring services

Getting Started​

Begin with the integration that provides the most immediate benefit:

Priority 1: Banking Connection

  • Automates transaction imports
  • Eliminates manual entry
  • Provides immediate time savings
  • Foundation for accurate bookkeeping

Priority 2: Primary Payment Gateway

  • Accept payments on invoices
  • Improve cash flow
  • Provide client convenience
  • Automate payment reconciliation

Priority 3: Additional Payment Options

  • Expand payment methods
  • Serve diverse client preferences
  • Specialize for recurring billing
  • Maximize collection efficiency

Need More Help?​

Connect your bank: Banking Connections Overview

Accept payments: Payment Gateways Overview

Getting started guide: Connecting Your Bank

Import statements manually: Importing Data

Available Integration Guides​